Kefir lists bank vaults among Looty Bay's high-value targets, next to police armories. The same place can pay "pocket change or a massive payday" depending on your gear, keys and preparation. Kefir has not published a step-by-step bank guide, so this page combines the official heist rules with what experienced players report.
What do you need to rob the bank?
| Item | What it is for | Where it comes from |
|---|---|---|
| Drill | Opening the big safes and vaults | Traded at the barter door in Lenny's Motel (players) |
| Mask | Turns you into a Criminal so you can rob | You put it on in the city |
| A weapon | Holding staff at gunpoint, fighting cops | City loot or the Black Market (Kefir) |
| A getaway vehicle | Escaping and hauling loot | Rental car at first, your own car later |
| A crew | Splitting the work | Party of up to 3, or your clan |
Creator SwoleBenji says plainly that you can raid the bank, "but you need drills and a team". In his video the barter door trade for a bank drill took an action camera, two hacking tools and some cash. Barter recipes can change with updates, so check the door in game. The exact recipe is to be confirmed.
A Reddit player adds that one big bank has a large safe outside that only needs a drill to open. We have not seen this confirmed by Kefir.
How should the crew split the job?
Kefir's help center suggests splitting three tasks:
- Breaking in: alarms, doors and the safe.
- Hauling loot: carrying bags to the car.
- Providing cover: watching for cops and rival criminals.
Kefir's FAQ warns that solo players struggle in direct fights against full parties. A party in ROB RUN can have up to three players, and bigger groups use clans.
How do you do the job step by step?
Kefir's general heist advice, with tips from player guides:
- Scout as a civilian. Look at the building and your escape route before you mask up. Park the car where you can leave fast.
- Mask up. Your name turns red and you are now a Criminal until you leave the city.
- Kill the alarm first. This is Shran's guide says some buildings have an alarm box outside: break it before going in. Shoot the cameras inside.
- Hold the staff at gunpoint so nobody calls the police (Kefir's own advice).
- Watch the alarm timer. If the alarm goes off, a countdown appears at the top. Start leaving.
- Get out and sell. Sell at a fence van and grab your cash immediately.
Why is the bank so dangerous?
SwoleBenji says a bank raid alerts the whole server, so other players show up to take your loot. Even a clean job can go wrong: Kefir notes that rival criminals may hit the same place at the same moment, or a patrol car can cruise by.
On a fresh server, police start with pistols only and better gear unlocks as the server gets older (Kefir, November 4). That makes the early hours of a new server easier for robbers.
What happens if you get caught?
You can surrender. The cops then take only what is in your bag, and you keep the gear you are wearing. If you have money in the bank you can offer a bribe; if the cop takes it, you keep your loot. If you die as a Criminal in Looty Bay, you lose everything in your bag.
Getting away
Tips from This is Shran's beginner guide:
- Cops only know where you are when they can see you. Break line of sight and hide.
- In cheap early cars, turns and shortcuts beat a straight race.
- Police can close bridges and set roadblocks. If you hit one, turn and take another route.
Related: keys and key rooms, how to make money, laundering your cut.